New Markets Tax Credit (NMTC) Program

 

The New Markets Tax Credit (NMTC) Program permits taxpayers to receive a credit against Federal income taxes for making qualified equity investments in designated Community Development Entities (CDEs). Substantially all of the qualified equity investment must in turn be used by the CDE to provide investments in low-income communities. The credit provided to the investor totals 39% of the cost of the investment and is claimed over a seven-year credit allowance period. In each of the first three years, the investor receives a credit equal to five percent of the total amount paid for the stock or capital interest at the time of purchase. For the final four years, the value of the credit is six percent annually. Investors may not redeem their investments in CDEs prior to the conclusion of the seven-year period.

NMTCs will be allocated annually by the Fund to CDEs under a competitive application process. These CDEs will then sell the credits to taxable investors in exchange for stock or a capital interest in the CDEs. To qualify as a CDE, an entity must be a domestic corporation or partnership that: 1) has a mission of serving, or providing investment capital for, low-income communities or low-income persons; 2) maintains accountability to residents of low-income communities through their representation on a governing board of or advisory board to the entity; and 3) has been certified as a CDE by the CDFI Fund. The Fund is currently accepting applications from entities seeking CDE certification.

Throughout the life of the NMTC Program, the Fund is authorized to allocate to CDEs the authority to issue to their investors up to the aggregate amount of $15 billion in equity as to which NMTCs can be claimed. 
 

Funding Category: 

Credits against Federal income taxes for making qualified equity investments in Community Development Entities (CDEs) that in turn provide investments in low-income communities.  

Target Population:

Residents of low-income communities

Funding Available:

The Fund published its first annual NMTC Program Notice of Allocation Availability (NOAA) in the Federal Register on June 11, 2002. The NOAA invites CDEs to compete for tax credit allocations in support of an aggregate amount of $2.5 billion in qualified equity investments in CDEs.   

Application Information:

NMTC Allocation Application

NMTC Allocation Application Q&A

Contact:

Community Development Financial Institutions Fund, 601 13th Street, NW, Suite 200 South, Washington, DC 20005; tel. (202) 622-8662; fax (202) 622-7754.

Links To More Info:

CDFI Fund
New Markets Tax Credit Program Description

CDE Certification Guidance

CDE Certification Application

Administering Agency:

Department of the Treasury

 

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